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Malcolm Cutts-Watson

Non-Exec Chairman

A seasoned captive practitioner and consultant, Malcolm has vast experience gained over 4 decades working in different domiciles and advising companies and regulatory bodies across the world.


Malcolm started in the insurance world in Bermuda in 1982, was in the vanguard of the development of Vermont captive business and then worked in Guernsey. During his career, he has advised captive stakeholders on strategic, operational and governance matters across a broad range of industries and jurisdictions. Malcolm also advises governmental and regulatory bodies on legislative and regulatory change. He has also served, and continues to serve,  as a director of a variety of captive insurers and is an Approved Person in many captive domiciles. He qualified as an accountant in 1982.


Malcolm was a member of the Captive Review Power 50 and in 2015 received the industry’s outstanding contribution by an individual award. In 2017 he became an inaugural inductee into the Captive Hall of Fame which recognises the most influential figures in the captive industry over the past 50 years.


He has acted as industry partner to AIRMIC’s Captive Special Interest Group. He is a regular contributor to industry debate and is a passionate advocate for the raising of standards in the captive industry.


Malcolm founded CWC in 2015 and is delighted  CWC has merged with RISCS to ensure clients continue to have a viable choice of independent risk financing advisers.

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